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While past performance may be analyzed in the Website, past performance should not be considered indicative of future performance. No visitor should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing the prospectus and other public filings of the issuer.

To the maximum extent permitted by law, the editor disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations on the Website prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.

The Website’s commentary, analysis, opinions, advice and recommendations represent the personal and subjective views of the editor, and are subject to change at any time without notice.

The information provided on the Web site is obtained from sources which the editor believes to be reliable. However, the editor has not independently verified or otherwise investigated all such information. The editor does not guarantee the accuracy or completeness of any such information.

The Web site is not a solicitation or offer to buy or sell any securities. However, since the Website is impersonal and does not provide individualized advice for specific visitors, the editor can only answer questions of a general nature about the markets or specific securities. The editor will make every effort to answer visitor questions on the Website.

The editor is not responsible for any errors or omissions on the Web site.

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